If you are experiencing pain or discomfort to any degree, you should advise the responding law enforcement agent so they can dispatch medical professionals to assess the situation. When talking with emergency crews either on the accident scene or at the emergency room, it is crucial to state all of your personal injuries. Even if there is one significant problem and other minor concerns, there is no way to determine if any of these problems will emerge as more significant, so you must log all of your issues. If you choose not to seek medical help at the accident scene and instead decide to pursue medical attention by yourself, you must do so immediately following the collision. This is both for your personal health and well-being along with to ensure you meet certain statutory requirements regarding vehicle insurance coverage. Most motorists and occupants sustaining traumas are entitled to personal injury protection (PIP) insurance coverage benefits of up to $10,000 toward payment of medical expenses associated with the accident. However, according to Florida Statutes, unless you seek medical treatment and the medical provider records you have sustained an "emergency medical condition" or EMC, your insurance benefits will be drastically limited. Once you seek medical care and the health provider specifies in your record that you experienced an EMC, you are entitled to get the entire $10,000 benefit under either your PIP insurance or a family member's PIP insurance coverage. Be sure to log each one of your actions as you move forward. It is also crucial to log any out of pocket expenditures related to the crash. This includes lost time from your job if you are not immediately in a position to come back to work, as you can recover from the at fault motorist not only medical bills and expenses, but also time you miss out from your job if your personal injuries prohibit you from doing your work duties.
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